@Argos_Online Appreciate you investigating my issue Bekki. } Is anyone else having issues with Argos??? @goutmaskreplica The more you pay off and the earlier you do it, the less Deferred Interest may be payable. We monitor the activity on everyone's account each month, so we know when someone's account meets the FCA's definition of Persistent Debt. @Argos_Online @MicrosoftUK FIFA download bought as a gift. @rockville1973 What should I do? Twitter. Struggling to pay your bills? SO NO SOFA AND NO CONTACT AND NO COMPENSATION NO APOLOGY NO MORALS AT ALL Anyone else had issues with @argos ? What do I do? We're suggesting you pay at least double your minimum payment each month but if you can't afford that, you should pay you minimum payment and as much more as you can each month. Money Worries If you're worried about keeping up repayments to your Argos Card, or have an unexpected strain on your finances, give us a call. If I've got a Fixed Amount Direct Debit, what happens if the balance shown on my statement is less than the Fixed Amount? The stores in question are in Central Scotland. @ArgosHelpers Hi. Your statements are stored in 'View statements' on the left-hand side when you log in. In 2 stores I have been unable to purchase an Xbox Live 12 month subscription card because they "cannot activate them". Shocking day with them yesterday! 12 if you do not make your minimum payment on time; 12 for a returned payment, for example, a failed Direct Debit. Ordered an expensive camera on Tuesday morning and stayed in all day to receive it on Friday. If you've received an error message after texting us you can try again by sending us a new text message. Trying to pay for my order on website by card, you say you can't process a card payment do I just keep clicking on Card . I've forgotten my details. Ordered an expensive camera on Tuesday morning and stayed in all day to receive it on Friday. Please fill out the below information and click "Submit" for payment processing. Re: Unfortunately, we were unable to process your credit card. Payment methods Payment types Gift cards Voucher codes Argos Card Aftercare Product care Product support Product information Advice & inspiration Product reviews Other Argos sites Argoscareers.com Argos.ie Argos Spares Pet Insurance About us Argos for Business Press enquiries Nectar at Argos I will try again in a few hours. @ArgosHelpers I have held it for at least 2 years. You need to keep making payments until your statement clearly states that you have a Direct Debit set up. Please be aware that there are also many similar debt management businesses that will charge you for their services. Also Asda/Argos neither have ustomer phone Service. Can I change my payment due date? I'm sorry you're having problems getting your VAT receipt. You can download the My Argos Card App here: https://myargoscard.page.link/YouTubePaymentVideo If you can't pay double the minimum each month, paying any amount more than the minimum will help. Enter the CVV2 number from the back of the card in the 'Security code' box. If you make only the Minimum Payment each month it'll take you longer and cost you more to clear your balance so feel free to repay as much as you want to in addition to your Minimum Payment Direct Debit. Can I pay off my Argos Card balance faster? It is common for some problems to be reported throughout the day. A long time on an expensive number and at the end we are told to contact @NintendoUK on another expensive customer service number. That shouldn't be a problem - you should give us a call, though, and we can run you through the options. If you pay off some of the balance during the plan, you'll see on your subsequent statements that the Potential Deferred Interest reduces. The Ombudsman offers a free independent service, but before they look at your complaint, they will ask you to give us the opportunity to put things right for you. I wouldn't buy any electrical goods from @Argos_Online again. Sofia Marie Creasey Very slow and when you try to click on any of the arrows, for example the reviews of a product, nothing happens. Thanks, Meg. Via @David47203456 You may also fall into 'persistent debt' (see Persistent Debt below) meaning we need to take steps to encourage you to pay more. What happens if I go over my credit limit? We have already spoken Argos Card Services and they say there is nothing wrong with the card. Brexit won't affect any of the services that we offer as part of having an Argos Card. If someone misses several minimum payments in a row then they're in breach of their credit agreement, and we have to end all of the plans and ask for repayment on everything, so all of the plans are added to Normal Credit. Downdetector only reports an incident when the number of problem reports is significantly higher than the typical volume for that time of day. This is for your security - the addition Card holder is using your credit, so if we allowed them to manage your account then they could request new credit limits (and affect your credit rating), miss payments, change your address, turn off your statements etc, which is why we urge only the main Card holder to look after the account. If you make only the minimum payment each month, it will take you longer and cost you more to clear your balance. You must pay your minimum payment before the due date each month, which will be at least 25 days after your statement date. When you connect to our website, your session is encrypted. @ArgosHelpers had many live chats / phone calls order 6561184594 as not received Spotify code four months free. @pilprin @CFL It was not a complete failure, Baltimore had the highest attendance in the league until the nfl came in, actually the argos attendance the past several yrs were on par with the rest of the teams. Occasionally we might need to speak to you about your account before you can log in. That's why we encourage you to pay more than the minimum payment if you can afford to, as this will help you to repay your balance faster and pay less interest. How will increasing the interest rate impact the way my account works? What browsers will myargoscard.co.uk work on? downdetector.co.uk, On the If you've only recently opened your account then it's possible you may not have a statement yet. Attention now has to go to staff with todays news. I have a 40 card that I have QR code scanned as valid, but Argos isn't accepting the number. Not Argos either. As outlined within our complaints procedure, if youre unhappy with our final response to your complaint, you can ask the Ombudsman for an independent review. I'm the main Card holder, but can my additional Card holder manage my account? If you've received a letter from us about this issue, then your account meets that definition and you need to consider taking action by increasing your monthly payments. Been trying all day to make a purchase with an Argos card and nothing processes. Can you help, please? @MattMurdock_77 @ArgosHelpers Andrew Harris is actually a 4 time Grey Cup winner. Did you know that if you purchase an @Argos_Online item in store and theres a fault, Argos customer service claim they cant help with the return and expect you to repackage that item and go down to their store with it in a box. Now mid Saturday morning and no idea when it's being delivered. Kindest regards, Suzanne. If we have contacted you for the first time about Persistent Debt on your account, we would suggest paying double the monthly minimum payment shown on the front page of your statement each month. We will communicate to you to let you know when you may be able to contact the Financial Ombudsman Service (FOS) to review your complaint. Your browser is up-to-date. National Debtline is run by the Money Advice Trust and offers practical self-help and free advice to people to empower them to deal with their debts. how often do marine reserves get deployed . Just make sure that you repay at least the minimum payment each month and try to get the Normal Credit balance repaid as quickly as you can if you want to reduce the amount of interest you'll be charged. Does Persistent Debt affect my credit score? Customer service pitiful. You're not tied in to paying a higher amount all the time. Visit our Cookie Consent tool if you wish to opt back in. "I would like my payment automatically allocated" - choose how much you want to pay in total and we will allocate that total against the plan or plans that are due to incur the most interest. If you don't have sufficient funds in your account, then your Direct Debit might fail. I've forgotten my details. Here's some information which may come in handy if you're unsure about how to do something on myargoscard.co.uk. The Annual Percentage Rate (APR) is the total cost of having an Argos Card, expressed as an annual percentage of the total amount of credit. We call this Deferred Interest and this will also be added to your Normal Credit with the remaining Plan balance (see 'How Deferred Interest is included as part of your Minimum Payment?'). @Bradley88807910 Ive tried ringing the number to make the payment on the phone but thats not working either. It has 34 stores there with c580 staff. What do I do if I've lost my Argos Card or had it stolen? Instead of Live Chat with disinterested faceless beings. You must pay your minimum payment each month. Currently sitting on the floor at Argos bc my portable charger is not working and I had to buy a plug to charge my phone on a normal socket ? @hollyymills Representative 34.9% APR variable. What's Verified by Visa and MasterCard SecureCode? @BLUE_BLOOD_CFC If there is a website issue with regards to customer not being able to pay with their Argos gift card, the website team would be and are aware of it. Your payment due date and statement date are interlinked, though, so by changing one you'll be changing the other. Argos are a con. It's important because if you don't, it'll take you longer to repay the debt and you'll be charged more interest during that period. On your website and on your app. If you only make the minimum payment each month, just before your payment date it'll take you 14 years and 8 months to pay off your balance. Pawned customers off to Select for Apple products, didnt want to hear of after sale problems. if you have a 500 credit limit but want to increase it by 200, then enter 700 as your new limit), then tell us why you want the new limit and whether you want to be considered for automatic credit limit increases in the future then press 'Change credit limit'. No goods and no contact from Argos. Please keep to the arrangement you have made. Why grind people down? #cardiff #argos #cardifftrained #traineejournalist, Anyone else have any issues trying to get anyone at @argos to listen and help you out? @westbrookdanni @eitinys skull candy headphones r apparently good and theyre either 45-60, sony WH-CH1510 are pretty good theyre comfy and have long battery and around 40 on argos but the bluetooth can randomy disconnect at times, and major iv from marshall They are the best headphones ive ever had?? } We are committed to resolving your complaint to your satisfaction and hope that together we can reach an agreement. If you want to make a payment to a specific Buy Now, Pay Later plan then you'll need to use myargoscard.co.uk or the My Argos Card App. I've been in contact with you and chosen an option, but my circumstances have changed. It's been a week and this issue is still unresolved. The Financial Conduct Authority have rules which mean that we need to help you to take action to move your account out of Persistent Debt. Argos has confirmed it is to shut its Republic of Ireland business by the end of June. You can still use all of the Buy Now, Pay Later plans to help you spread the cost of your purchases. @ArgosHelpers everytime I try and check out on Argos it says url broken? When will my latest statement appear online? What do I need to set up a Direct Debit? 16 days, money back, no questions. You will see the length of the Plan available on your product when you checkout. They give advice on important debts such as rent or mortgage arrears and support if creditors take court action. If your payment card is from one of those banks then you will either need to use a different payment card (issued by a different bank) OR make a payment another way for the time being until we can resolve the issues we're having. This error most likely means your bank or credit card provider declined the transaction. 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